For Higher Education courses, the Government can help with costs. Government loans are available from Student Finance England to cover your tuition fees and help towards your living costs.
To be eligible for funding from Student Finance England, you must be studying on an eligible course at a provider registered with the Office for Students (OfS).
The OfS will start publishing providers on its Register from July 2018. We have made an application to register and expect a decision by July/September 2018. No provider will be able to confirm whether student support is available until it has a decision from the OfS. Visit the Office for Students for more information.
For students applying for funding to start and continue Higher Education courses for 2018/19, please apply to the ‘WKCIC Group’ in online and paper-based applications to the Student Loans Company.
Applying for a Student Loan
To apply for a Higher Education Student Loan go to: https://www.gov.uk/apply-for-student-finance
New students living in England should submit their finance applications by 31 May and for continuing students by 30 June.
You don’t need to wait for a confirmed place on a higher education course to apply for student finance.
Use the details of the course you’re most likely to study. You can update them in your online account later if they change.
You will need to apply for each year’s student finance that you require by the deadlines stated above.
Repayments will start the April after you leave university or college and the amount that you repay depends on how much you’re earning – currently you have to earn £25,000 or more before tax.
If you’re earning over the repayment threshold, you will have a deduction taken directly from your salary along with your tax and National Insurance. The amount that’s deducted each month/week will show on your payslip and depends on how much you’ve earned in that period.
Find out more at: www.studentloanrepayment.co.uk
It can take up to six weeks to process student finance applications. Make sure you apply early – even if you have a conditional offer – as you can amend or cancel your application if your plans change.
- The majority of our higher level courses can be funded through a loan, including our HNC/Ds, Foundation Degrees and Honours Degrees. Some of our teacher training courses can be funded through a loan as well.
- If you have already got a HE qualification you may not qualify for a 2ndstudent loan to study with us and as such you would have to fund the fees yourself. However, contact SLC to discuss your previous loan and the possibility of funding, as SFE allow one “gift” year.
- Eligibility: you will have to have lived in the UK for the immediate 3 years prior to the start date of the course, temporary absence does not count.
- You will have to send your proof of residency documents, your UK passport, Biometric Card or Birth Certificate if born in the UK only. Other evidence may be required. (Copies are not accepted, you must send off the originals).
Eligibility to apply for a loan
You can apply if all of the following apply:
- you’re a UK national or have ‘settled status’ (no restrictions on how long you can stay)
- you normally live in England
- you’ve been living in the UK, the Channel Islands or the Isle of Man for 3 years before starting your course
- Non-UK nationals must have settled status on the first day of the first academic year of the course - which could be 1 September, 1 January, 1 April or 1 July.
You may also be eligible if your residency status is one of the following:
- humanitarian protection
- EEA migrant worker
- child of a Swiss national
- child of a Turkish worker
- a stateless person (including family members) and you’re a new student starting on or after 1 August 2018
You may also be eligible if you’re not a UK national and are either:
- from an EU country
- under 18 and have lived in the UK for at least 7 years
- 18 or over and have lived in the UK for at least 20 years (or at least half of your life)
If you have been living in the EU for the last 3 years you can apply for a student loan but it has to be a paper based application, downloaded from the SFE website. However, you won’t be eligible for a maintenance loan.
Maintenance loans (loans for living costs) will be available for new full-time students.
- The maximum maintenance support for students who qualify will be increased to £8,200 a year for students living away from home and studying outside London.
- If you currently qualify for benefits the maximum loan for students living away from home and studying in London will increase to £11,671.
- If you currently qualify for benefits the maximum loan for students living at home will increase to £8,144.
Maximum fees for full-time courses will be maintained at £6,000 or £9,000 where an institution has met conditions on widening participation set by the Office for Fair Access (OFFA).
Further information is available at http://www.heiinfo.slc.co.uk/
- Last Updated: 01 June 2018